
Umut Shayakhmetova
Member of the Board of Directors, Chairperson of the Management Board
insurance, leasing, brokerage, asset management and lifestyle services
Halyk Super-App (retail) and Onlinebank (legal entities)
540 branches and service outlets in Kazakhstan, 17 in Uzbekistan and 9 in Georgia

48.2%
of real economy financing
among commercial banks
86%
of Kazakhstan’s
largest taxpayers
11.3 mln
active retail
clients
Dividends per common share, KZT
Dividend yield
Dividend payout ratio
Entering the 2025−2027 strategic cycle, focused on regional expansion, ecosystem development, digital innovation, and Al-enabled client personalization.
Sale of Halyk Bank Kyrgyzstan. Successfully signed its US$300mn Syndicated Term Loan
Celebrated 100 years of institutional history, reaffirming its role as Kazakhsta’s most trusted financial partner.
Navigated geopolitical and pandemic disruptions-retained over 30% market share.
Modernized digital channels and rolled out ESG strategic initiatives.
Implementation robust cybersecurity and operational resilience
Establishment of Tenge Bank in Uzbekistan
GDR SPO on international and domestic markets
GDR listing on AIX
KKB merger and integration completion.
Halyk Bank sold its 60% stake in Altyn Bank to China CITIC Bank
Halyk Bank's acquisition of HSBC Kazakhstan and rebranding to Altyn Bank
Establishment of Halyk Bank Georgia
Expanded into investment banking via Halyk Finance and entered insurance markets
GDRs listed on London Stock Exchange
GDRs listing on LSE
First issued EuroBond
Introduced Internet banking-first in the country to implement such a system
Listing on KASE
Halyk Bank founding as the first savings bank branch in Aktyubinsk (current Aktobe) under Soviet labor savings system
Almex
69.5%
GDR Holders
27.7%
Domestic shareholders
2.8%
Almex
GDR Holders
Domestic shareholders


Member of the Board of Directors, Chairperson of the Management Board

Chairman of the Board of Directors, Independent Director

Member of the Board of Directors, Independent Director

Member of the Board of Directors, representative of Holding Group ALMEX JSC

Member of the Board of Directors, Independent Director

Member of the Board of Directors, Independent Director

Member of the Board of Directors, Independent Director
Halyk Bank was established in 1923 and became an open joint-stock company in 1998. The Bank has been listed on the London Stock Exchange (LSE) since 2006, Kazakhstan Stock Exchange (KASE) since 1998, and Astana International Exchange (AIX) since 2019, with its Global Depositary Receipts traded on the LSE under the ticker HSBK, and its common shares listed on both KASE and AIX.
The Bank was privatised between 1998 and 2001, with its shares listed on KASE in 1998. Almex became a shareholder in 2001 and gained a controlling 77.6% stake by August 2004 through market purchases and capital increases.
Halyk Bank publishes its financial results on a quarterly basis. Full-year results are typically released in the second decade of March, first quarter results in the second decade of May, first half-year and second quarter results in the second decade of August, and third quarter and nine-month results in the second decade of November.
As of the latest disclosure, the majority shareholder is Almex Holding Group.
The following consultative and advisory bodies have been established and operate under the Bank’s Board of Directors: the Strategic Planning Committee, Audit Committee, Human Resources and Remuneration Committee, Sustainable Development Committee, and Risk Committee.
Halyk Bank’s financial statements are audited by an internationally recognized audit firm, currently Deloitte.
The Bank is committed to sustainable development, climate-conscious lending, and social responsibility. Halyk publishes annual ESG reports and supports UN Global Compact principles.
The Bank operates in Kazakhstan, Uzbekistan and Georgia.
Halyk Bank is a market leader in Kazakhstan across multiple metrics with a market share around 30%.
Please contact the Investor Relations team via email: IR@halykbank.kz. Contact details are available in the "Contacts" section.